Broker Check

James and Rebecca

Biggest Concerns: Running out of money in retirement while making withdrawals to cover living expenses.

Priorities:  Develop a plan that allows for high income to support their retirement expenses and look for moderate growth of their principal.

Portfolio Objective: With income and wealth preservation in mind as they approach retirement, this portfolio leverages dividend-paying stocks for income and growth, while the bond holdings seek to deliver income and hedge against volatility.*

Taking Action

During the first few months of James' and Rebecca's relationship with Clearview FInancial Partners, they'll work with their advisor to create a customized financial plan. They'll spend time together and outline their financial information: Income, expenses, annual retirement contributions, social security benefits, account values, home values, debt and more. 

Alongside the development of the financial plan will be the construction of their new portfolio. James and Rebecca expressed that they don't want to see their accounts lose value like they did during the 2008 financial crisis. They can't imagine going through that while in retirement. Clearview's team takes those personal concerns and objectives into consideration and develops a customized portfolio specific for their needs.

*Stock investing involves risk including loss of principal.

Value investments can perform differently from the market as a whole. They can remain undervalued by the market for long periods of time.

The payment of dividends is not guaranteed. Companies may reduce or eliminate the payment of dividends at any given time.

There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.